Account	Highlights	Interest	Service Charge	Minimum Opening Balance	ATM/Check Card	Online Banking/Bill Pay
Simply Free Checking	No minimum balance Unlimited check writing Check safekeeping (no images)	None	None	$100	Yes	Yes

Account	Highlights	Interest	Service Charge	Minimum Opening Balance	ATM/Check Card	Online Banking/Bill Pay
Classic Checking	Unlimited check writing Image statement $250 minimum balance	None	$8 maintenance fee if account balance falls below $250 on any day during the statement cycle	$100	Yes	Yes

Account	Highlights	Interest	Service Charge	Minimum Opening Balance	ATM/Check Card	Online Banking/Bill Pay
Classic Plus Checking	Unlimited check writing Image statement $500 minimum balance	Accrues daily; credited and compounded monthly Pays interest on a tiered basis	$8 maintenance fee if account balance falls below $500 on any day during the statement cycle	$100	Yes	Yes

Account	Highlights	Interest	Service Charge	Minimum Opening Balance	ATM/Check Card	Online Banking/Bill Pay
Gold Star Checking	Available to persons age 55 or older No minimum balance Limited check writing Free box of standard safety paper checks per order Image statement	Accrues daily; credited and compounded monthly on balances greater than $500	$3 charge for checks activity if more than 50 checks clear the account during the statement cycle	$100	Yes	Yes

Account	Highlights	Interest	Service Charge	Minimum Opening Balance	ATM/Check Card	Online Banking/Bill Pay
Money Market	$2,500 minimum balance required Monthly detailed statement Unlimited in-person transactions Withdrawal limitations apply per federal regulation*	Accrues daily; credited and compounded monthly Pays interest on a tiered basis	$8 maintenance fee if account balance falls below $2,500 on any day during the statement cycle	$2,500	No	No

Account	Highlights	Interest	Service Charge	Minimum Opening Balance	ATM/Check Card	Online Banking/Bill Pay
Investors Guaranteed NOW Account	Highest possible interest rate on a guaranteed account Full balance is guaranteed by the FDIC $2,500 minimum balance required	Accrues daily; credited and compounded monthly Pays interest on a tiered basis	$8 maintenance fee if account balance falls below $2,500 on any day during the statement cycle	$2,500	Yes	Yes

* During any month, you may not make more than 6 withdrawals or transfers to another account of yours or to a third party by a preauthorized or automatic transfer or telephone order.