ATMs at Home and When You Travel
Using ATMs across the world is only one advantage of your ATM or Check Card.
Access to Your Cash...It's as Easy as 1 - 2 - 3!
1. Rural American Bank ATM Network - Close to home, we offer these ATM locations 24 hours a day, seven days a week:
121 South Main 560 3rd Avenue SE
Braham, MN 55006 Pine City, MN 55063
2. In Balance® ATM Alliance - Use any In Balance® ATM to avoid paying surcharges. Search for In Balance® Alliance ATMs.
3. Surcharge Rebate Program - Bring your ATM receipt into the bank and receive a credit to your account for the amount of the surcharge. A $15 per month limit applies.
ATM Safety Tips
We have provided for your information a list of safety precautions regarding the use of automated teller machines. Please read the following safety tips:
- Prepare for the transaction, filling out any deposit tickets, before you go to the ATM.
- Do not lend anyone your ATM card and give no one your PIN.
- Do not leave your card at the ATM.
- Do not accept assistance from anyone when using your ATM card.
- Be aware of your surroundings, particularly at night.
- Consider having someone accompany you when the ATM is used after dark.
- At night, be sure that the area around the machine is well lit.
- It is appropriate to politely ask someone who is uncomfortably close to you to step back before you complete your transaction.
- Refrain from displaying your cash. Pocket it as soon as your transaction is completed. Count the cash later in the safety of your car or home.
- Consider using another ATM or coming back later if you notice anything suspicious. If you are in the middle of a transaction and you notice something suspicious, cancel the transaction, pocket your ATM card and leave.
- Go to the nearest public area where people are located if you are followed after making a transaction.
- Report all crimes to law enforcement officials immediately.
- If you lose your ATM card or it is stolen, notify us promptly.
Worry-Free Banking Services
Rural American Bank is your one stop for convenient banking services. Easily manage your accounts, protect your important belongings and control your finances.
In Braham, contact:
Dennis Cunningham
Financial Consultant
email Dennis
(320) 396-3377
In Pine City, contact:
Sara Turner
Financial Consultant
email Sara
(320) 629-2561
Frandsen Bank & Trust’s Wealth Management & Trust Department has been in operation since 1969 and assists over 1,300 individual and business investment clients throughout the upper Midwest.
Contact us today for FREE consultation. 507.233.4800
Our invitation to you:
You can look to us for a full-range of money management skills and facilities.
And you will find an emphasis on responsive, personal service that is rare in today’s business world.
We cordially invite you to become better acquainted with us and with our work. If you prefer to have one of our financial professionals meet with you at your home or office, simply contact us to arrange an appointment.
For more information on the services we provide, watch a video.
Trust Plan (click here) |
Inheritance (click here) |
Retirement (click here) |
Divorce (click here) |
Empty Nesters (click here) |
401(k) Rollover (click here) |
Worry-Free Banking Services
Rural American Bank is your one stop for convenient banking services. Easily manage your accounts, protect your important belongings and control your finances.
We're Here for You.We welcome your questions, comments and feedback. |
